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Home Improvement Credit Products

This product is created to provide loans to customers for use in the construction or renovation of buildings, homes and other construction that are personalized and constructed or improved for rent.

Credit condition for customer:

Credit Type Loan Size Interest Rate Lending Period
Individual Loan 100,000 Riel to 40,000,000 Riel 1.5% per month 4 months to 36 months

Customer Benefits:

Home Improvement Credit of Sahakrinpheap offers a number of key benefits to customers including:

  • Customers can choose their loan in Riel and  borrow individual loan.
  • Customers can borrow loan size from 100,000 Riel to 40,000,000 Riel.
  • Customers can receive fair interest rates and calculate the interest on the principal outstanding.
  • Customers can choose to payments and refunds at the nearest office of Sahakrinpheap or the customer's own home.
  • The borrower can borrow long term loans from 4 months to 36 months.
  • Payment method is customized on demand and cash flow of customer's business.

Customer Qualities:

Sahakrinpheap Microfinance PLC has provided loans to Cambodian citizens who are citizens or activists who are legally entitled to work in accordance with the following qualifications:

  • A juvenile between the ages of 18 and 65 who is legally entitled to work in the legal profession.
  • Have a good background and character.
  • Guaranteed provide enough accurate information for Sahakrinpheap.
  • Not involved in any other offense.
  • Permanent resident at operational area of Sahakrinpheap branch, and identity card such as ID Card, Family Book, Resident Book, Passport, Birth Certificate, Resident Certificate etc.
  • ​There is a clear job and income that shows how much debt can be repaid.
  • Understand all the conditions and procedure of Sahakrinpheap credit.
  • Have pre-agreed on all paperwork and fingerprints in front of the Employers.
  • Respect  obligations and conditions as stated in the contract.